Whether you’re looking to buy a first home, purchase a second home, build an addition, construct a new home, or reduce your payments or your term, our team of lenders will provide you with hands-on support, guidance and financing options.
Ensuring that you’re pre-approved for a mortgage makes the entire home buying process easier, more efficient and faster. Accomplished Realtors will expect a potential borrower to have done their due diligence with a lender if they intend to finance a home purchase. And, sellers have come to expect a serious offer to purchase be accompanied by a pre-approval letter if it is not a cash offer.
Find out what financing options are available to you and let us help you put your best foot forward with a pre-approval from Chelsea Groton Bank! It’s important to know, a pre-approval is a thorough examination of a borrower’s credit, income, liabilities, and assets, which may require supporting documentation be provided to the loan officer. Anything less is simply a pre-qualification and does not offer the same level of confidence to a Realtor or seller.
There is no cost or obligation to obtain a pre-approval from Chelsea Groton Bank. So, reach out to a loan officer today and let us help you finance your next home.