Beware of text messages claiming that your debit card will be deactivated unless you call customer service. Phishing text messages are becoming an increasingly common method for fraudsters to gain access to confidential information. Chelsea Groton Bank will send text notifications for suspected fraud, but we will never call and request that you provide your full card number to us over the phone. For more info read our blog post “Banks Never Ask That”.
Chelsea Groton is well-positioned to continue to serve our community for generations to come. Read more from Anthony Joyce, President and CEO, on why you can feel good about banking with us.
If you’re purchasing or refinancing a home, consider our mortgage options with various term lengths. We offer mortgages for primary residence, second homes, seasonal homes and even some investment properties. Let’s discuss what’s right for you.
I wanted to thank you for all your work and support in helping us purchase our first home. I cannot express how happy and blessed I was to have you as my power team…you’ve made us the happiest couple in the world right now.
Already started? Complete your application.
Fixed Rate Mortgage — Once you lock in an interest rate, your mortgage rate will remain the same throughout the duration of the home loan. Since payments will be consistent each month, a homeowner can budget around this fixed cost. Terms of 8, 15, 20 and 30 years are available. Need a different term-length? Let’s talk. We offer an option to pay biweekly too.
Adjustable Rate Mortgages (ARM) — Looking for lower payments for a fixed number of years? If you don’t intend to hold your mortgage for the long term, anticipate a potential drop in income or expect liabilities to shrink over the life of your loan, an ARM might be the right vehicle for you. Featuring lower interest rates for a fixed period, Chelsea Groton ARMs are available for fixed periods of 1, 3, 5, 7 and 10 years.
Get a mortgage pre-approval by contacting one of our experienced mortgage lenders.
If you’re ready to get a mortgage or refinance, you can apply online, or come into any branch or reach out to any mortgage lender on our Residential Lending Team, below.