If you’re purchasing or refinancing a home, consider our mortgage options with various term lengths. We offer mortgages for primary residence, second homes, seasonal homes and even some investment properties. Let’s discuss what’s right for you.
I wanted to thank you for all your work and support in helping us purchase our first home. I cannot express how happy and blessed I was to have you as my power team…you’ve made us the happiest couple in the world right now.
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Fixed Rate Mortgage — Once you lock in an interest rate, your mortgage rate will remain the same throughout the duration of the home loan. Since payments will be consistent each month, a homeowner can budget around this fixed cost. Terms of 8, 15, 20 and 30 years are available. Need a different term-length? Let’s talk. We offer an option to pay biweekly too.
Adjustable Rate Mortgages (ARM) — Looking for lower payments for a fixed number of years? If you don’t intend to hold your mortgage for the long term, anticipate a potential drop in income or expect liabilities to shrink over the life of your loan, an ARM might be the right vehicle for you. Featuring lower interest rates for a fixed period, Chelsea Groton ARMs are available for fixed periods of 1, 3, 5, 7 and 10 years.
Get a mortgage pre-approval by contacting one of our experienced mortgage lenders.
If you’re ready to get a mortgage or refinance, you can apply online, or come into any branch or reach out to any mortgage lender on our Residential Lending Team, below.