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Conventional mortgages, incredible service

If you’re purchasing or refinancing a home, consider our mortgage options with various term lengths. We offer mortgages for primary residence, second homes, seasonal homes and even some investment properties. Let’s discuss what’s right for you. 

I wanted to thank you for all your work and support in helping us purchase our first home. I cannot express how happy and blessed I was to have you as my power team…you’ve made us the happiest couple in the world right now.
– Jennifer

Already started? Complete your application.

Fixed Rate Mortgage — Once you lock in an interest rate, your mortgage rate will remain the same throughout the duration of the home loan. Since payments will be consistent each month, a homeowner can budget around this fixed cost. Terms of 8, 15, 20 and 30 years are available. Need a different term-length? Let’s talk. We offer an option to pay biweekly too.

Adjustable Rate Mortgages (ARM) — Looking for lower payments for a fixed number of years? If you don’t intend to hold your mortgage for the long term, anticipate a potential drop in income or expect liabilities to shrink over the life of your loan, an ARM might be the right vehicle for you. Featuring lower interest rates for a fixed period, Chelsea Groton ARMs are available for fixed periods of 1, 3, 5, 7 and 10 years. 

Get a mortgage pre-approval by contacting one of our experienced mortgage lenders.

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Ready to buy or refinance?

If you’re ready to get a mortgage or refinance, you can apply online, or come into any branch or reach out to any mortgage lender on our Residential Lending Team, below.

Residential Lending Team

Michael Sheahan
Michael Sheahan

EVP, Chief Lending Officer

(860) 448-4110
Headshot of Matthew Morrell
Matthew Morrell

FVP, Retail Lending Sales Manager

(860) 448-4167
Marta Amor-Baker
Marta Amor-Baker

AS, Mortgage Specialist

(860) 448-4879
Karen Bilodeau

Mortgage Specialist

(860) 934-1301
John Cassata, Mortgage Specialist in Residential Lending
John Cassata

Mortgage Specialist

(860) 572-4044
Beth Glynn
Beth Glynn

VP, Mortgage Specialist

(860) 448-4177
Jamie Goulas
Jamie Goulas

AS, Mortgage Specialist

(860) 823-4811
Headshot of Michele Magowan in Residential Lending
Michele Magowan

AT, Mortgage Specialist

(860) 448-4175
Daniela Ness, Retail Lending Sales Specialist, Residential Lending
Daniela Ness

Retail Lending Sales Specialist

(860) 823-4910
Melissa Raffanello
Melissa Raffanello

Mortgage Specialist

(860) 934-1306
Karen Stearns
Karen Stearns

AVP, Mortgage Specialist

(860) 448-4142
Rick Turner
Richard “Rick” Turner

AVP, Mortgage Specialist

(860) 823-4846
Luann Vinson
Luann Vinson

Mortgage Specialist

(774) 836-0376