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Investing and planning for your future would be easier with a trusted advisor by your side.

At Chelsea Groton Financial Services, we understand there are many ways to achieve your financial goals. We offer access to customized, comprehensive financial planning aligned with your vision for the future.

Our experienced financial advisors work to get a thorough understanding of your life-changing needs, with the goal of developing a strong client relationship and a sound financial plan.

A smiling white man in a grey suit sits at conference table with a tablet

Our approach

Following an initial meeting, which can occur over the phone, by video conference, or in-person, our advisors will help you create a roadmap, which will serve to guide you on how to take the hard-earned money you’re actively making during your working years, and allocate it to support your dreams, goals and obligations in retirement. The Chelsea Groton Financial Services’ team regularly reviews your roadmap and situation with you. As circumstances change, be it personal goals or obligations, or a global health and economic crisis, an advisor will work with you to modify your expected income, expenses, and appropriate diversification of your portfolio in order to help manage risk so you’ll always have the security of a well thought-out plan.

How to get started

The experts at Chelsea Groton Financial Services take a holistic approach to helping you map out your financial plan in preparation for retirement. Upon meeting, the advisors will ask you about your personal and professional lives, as well as financial obligations, priorities, dreams and goals, including:

  • Do you have a 401k, 403b, or 457 plan with a current or previous employer? Is it invested properly for your pending or current retirement?
  • Do you receive Social Security? Have you registered on SSA.com?  
  • Do you have a life insurance policy that has been reviewed recently? Does it still protect you and your family?
  • How much debt do you have? Do you have enough life insurance and/or assets to cover it if something happens to you?  
  • Do you plan to downsize or move before or after you retire?
  • Are you planning to help pay for the education of children or grandchildren?
  • Are you interested in contributing to the cost of weddings for children or grandchildren?
  • Will you need to financially support your parents as they age?
  • Have you written a will? When is the last time you reviewed it? 
  • How many accounts do you have and can you easily monitor and verify their balances?
  • What is your risk-tolerance? Has the recent market downturn caused you to question if you are taking on too much risk?
A hand balances a scale with a bag of money on the left, stacked scrabble pieces reading "RISK" on the right, and a white umbrella in the middle

What’s your risk tolerance?

Risk tolerance is an important factor in developing a customized, comprehensive financial plan. Find out by completing a Free Risk Analysis as a first step to developing a financial plan that is right for you.

How Can We Help?

No matter where you are in the process, we’ll present you with lots of options to help you achieve your goals for the future. Call us at 860-572-4040 to work with a member of our Financial Services Team below.

Financial Services Team

Lori Dufficy
Lori Dufficy

EVP, Chief Experience and Engagement Officer

(860) 448-4184
John Uyeki
John Uyeki

Financial Advisor, Osaic Institutions.; SVP, Director of Chelsea Groton Financial Services

(860) 572-4041
Jen Eastbourne
Jennifer Eastbourne

Program Coordinator, Osaic Institutions, Inc.; VP, Chelsea Groton Financial Services

(860) 572-4040
Jim Elliott
Jim Elliott

Financial Advisor, Osaic Institutions, Inc.; VP, Chelsea Groton Financial Services

(860) 572-4039
Headshot of Bob Fradette
Bob Fradette

Financial Advisor, Osaic Institutions, Inc.; VP, Chelsea Groton Financial Services

(860) 572-4045
Stephanie Gelinas, Associate Financial Services Advisor
Stephanie Mondro

Associate Financial Services Advisor, Osaic Institutions.; AVP, Chelsea Groton Financial Services

(860) 572-4047
Paulette Retsinas
Paulette Retsinas

Financial Advisor, Osaic Institutions, Inc.; VP, Chelsea Groton Financial Services

(860) 572-4046
Chelsea Groton Acorn
Al Dabiri

Financial Advisor, Osaic Institutions, Inc.; VP, Chelsea Groton Financial Services

(860) 500-6508
Osaic logo

Investment and insurance products and services are offered through Osaic Institutions, Inc., Member FINRA / SIPC. Chelsea Groton Financial Services is a trade name of Chelsea Groton Bank. Osaic Institutions and Chelsea Groton Bank are not affiliated. Products and services made available through Osaic Institutions are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.

Check the background of this Osaic Institutions, Inc. investment professional at brokercheck.finra.org/

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