Personal Banking
Home equity loans and lines of credit
Looking for an affordable way to borrow? Using a home equity loan or home equity line of credit (HELOC) enables a homeowner to borrow against a home’s equity for major expenses, like home improvements, debt consolidation, education or medical care, and they offer some of the lowest rates available.
It was a display of THE finest, friendliest service I have ever encountered with any business, anywhere. With all the electronic methods used to communicate these days, the loan originator kept me informed each day. She was really beyond a professional, and seemed honestly interested in how she could help me all along the way… the Bank will always have my business.
– Kenneth
Already started? Complete your application.
Fixed Rate Home Equity Loan — Looking for stability when borrowing? A fixed rate home equity loan keeps your rate and payment constant for the duration of your loan. Terms of 5, 7, 10, 15, and 20 years are available. Need a different term-length? Let’s talk.
Home Equity Line of Credit (HELOC) — A HELOC lets you access the equity in your home for a variety of purposes. Enjoy almost 10 years of interest-only payments to purchase a vehicle, finance education expenses, complete home improvements or get money for any unexpected expense that may arise. Benefit from the flexibility of using the line when needed and paying it down at your desired pace. After the draw period, required principal and interest payments will keep you on track to repaying any outstanding balance.
Ready to get started with your loan?
If you’re ready to get to see what a home equity loan can do for you, you can apply online, or come into any branch or reach out to any mortgage lender on our Residential Lending Team, below.
Residential Lending Team
