Skip to content

Path to Financial Wellness

Your path to financial wellness begins here and we are so glad you have joined us. Whether you are just starting your financial journey or are looking to improve your financial situation, our mission is to provide you with practical guidance and support as you work to meet your financial goals. Getting started is easy, and we will walk with you every step of the way.  If you have any questions, please don’t hesitate to contact Miria Gray, Chelsea Groton Bank’s Community Education Officer, who can help answer any financial questions you may have.

As part of Chelsea Groton Bank’s commitment to community education, we’ve partnered with Enrich to provide online financial education. By clicking on a link, you will be redirected to Chelsea University hosted by Enrich. Chelsea Groton Bank is not responsible for the overall website content of third party sites and its privacy policy does not apply to linked websites. Enrich has agreed not to share the information you enter on your registration with anyone other than Chelsea Groton Bank. Enrich will only use the information it collects from your registration to allow you to log into the platform and to send information related to Chelsea University whose communications you are welcome to opt out of.

a man using a calculator, spreadsheets, and a laptop which are all key tools for financial wellness

Step 1: Financial Goal Setting and Planning

Financial wellness starts with establishing financial goals will help define a clear path for the financial decisions and actions you should take. Goals help you to stay focused on what you want to achieve and guide you on your financial journey. The following classes will help you learn about financial goal setting and planning.

Work your way through these classes before you move on to the next step.

Step 2: The Benefits of Checking and Savings Accounts

Checking and Savings accounts will support you in maintaining your newly established budget, and help you build savings for planned and unplanned expenses. By creating an emergency savings account, you will be set up for success when you’re faced with new challenges.

Learn more about how to do that by completing the course below:

hand holding a mobile phone that's displaying a screen with banking cards
tablet showing a credit report which is a key part of financial wellness

Step 3: The Importance of Establishing Good Credit

To meet many major purchasing goals such as buying a house or a car, having and maintaining good credit is critical. We are here to help make sure you understand how credit works, and to support you as you work to achieve your goals.

Learn more about credit and what it means by taking the courses below:

Step 4: Consumer Protection – Scams, High-Cost Loans, & Cybersecurity

Once you are on track to earning and managing your money, it’s important you’re aware of how to protect yourself from scams so your hard-earned dollars stay with you.  

Keep yourself and your loved one’s safe from identity theft and scams by taking the class below.

digital illustration depicting cybersecurity icons on a laptop
young couple looking at financial charts on their path to financial wellness

Step 5: Investing Principles

We are almost there! Did you know that according to CNBC, 41% of Americans say it’s ‘going to take a miracle’ to be ready for retirement? If one of your goals is to be able to retire someday, we want to help you stay on track. 

The courses below will help you learn about investment products designed to supplement any Social Security you may earn.